Thursday, May 1, 2008

Personal Finance

Personal Finance Software is Money Magic


Does your money seem to pull a disappearing act each month? Does your credit
card statement continually leave you wondering when and how you could have spent
that much? What about that cash you took out from the ATM the other day " could
you possibly have spent it already?

Let's face it. Managing your personal finances can be a difficult task " especially
when on a tight budget. Every time you turn around, there's another bill
to pay, and before you know it, your entire paycheck has been spent " and
then some! Soon, you find yourself drowning in the financial demands of everyday
life, and the vicious cycle of living paycheck to paycheck " or worse
yet, living on credit " has begun. You ask yourself, "How did this
happen to me?"


If you are finding it increasingly difficult to juggle the many different
financial aspects of your life, you are not alone. The fact is, in today's
modern society, the average consumer is forced to allocate the money from one
stream of income to more than 30 different sources! From mortgage payments
and health insurance to childcare services and credit cards, it's no
wonder money appears to continually vanish before our eyes. But what if there
was a way of reducing the invisibility of your spending? A way of budgeting
yourself in a simple, pain-free manner and achieving that so-called state of "financial
freedom" once and for all? Thankfully, where there is a will, there is
a way.


I found a great personal finance software program called Mvelopes Personal.
Mvelopes Personal is the new affordable and easy-to use online budgeting system
sweeping the world of personal finance, is the answer to all your budgeting
woes. Mvelopes' unique budgeting concept offers a straightforward method
to reining in your finances, enabling you to spend less and spend more efficiently
while still enjoying what matters most to you in life.


Gone are the days of discovering how much you have spent after it's
too late to do anything about it. Instead, Mvelopes enables you to take control
of your finances now by tracking the current balances within each of your designated
financial software envelopes as you are doing the spending. In this manner,
at the click of a button you will know exactly how many of your allocated dollars
have been spent from each of your envelopes, thus leaving yourself better equipped
to avoid going over your limit.


This real-time money tracking is made possible through a transaction download
service, which is just one component of the Mvelopes Personal Budgeting system.
Add to that the optional bill pay service, the financial portfolio management
service and the outstanding free budget coaching all included in the package
as well, and the result is your number one source for assistance in managing
your personal budget.


Isn't it about time YOU took control of your finances and embarked upon
the path towards financial freedom?


To learn more about how Mvelopes can help you to start making better spending
decisions, or to sign on right away for your one month free trial offer, visit
the Mvelopes homepage at http://www.anrdoezrs.net/click-2719775-10299164?url=http%3A%2F%2Fwww.mvelopes.com%2Fmoney_management%2Fpersonal2.php%3FaccessCode%3DD003001001


By Kristen N. Carpenter

Kristen has a keen interest in personal budgeting and finance and is a marketing
communications specialist.


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