Thursday, November 20, 2008

Discount Gas Cards - A Way To Save

Discount Gas Cards - 1 Way to Save

When gas prices were one dollar a gallon, you rarely heard anyone complaining about the gas prices. Once they hit that three dollar a gallon mark, it seemed like the whole country went mad. Like anything in life, there are plenty of ways to save money on gas. Below, we've listed a few ways on how you can save money so you don't have to pay the full price at the pump.

Check the Internet

The Internet is filled with a ton of information, you basically have the world at your fingertips. There are plenty of web sites out there that will show you how much gas is in your area. Believe it or not, a few miles can make a difference when it comes to a price per gallon. Check web sites like gasbuddy.com and gaspricewatch.com when it comes to checking out gas prices in your area. When you find a cheap price, make sure you drive or make way for that gas station.

Target the poor areas

If you live in a fairly moderate neighborhood, you may want to jump to the other side of town and go to that gas station. Make sure that neighborhood is safe before you fill up. The reason poorer areas have cheaper gas is due to the property taxes, etc. Poorer areas generally have lower taxes, therefore making gas prices a lot cheaper than the wealthy areas.

Sign up for for a wholesale club

Places like CostCo and Sam's Club always have cheaper gas that the mainstream gas stations. This is because of their membership fees. In order to fill up with gas at these gas stations, you're going to have to have a membership to fill up. Sometimes you may find that these memberships pay off for you in the long run because of the savings. Other than saving on gas, you'll also find that the prices of goods in the store pay off as well.

Consider a discount gas card

As mentioned in the title, this is probably the best way to save on gas. There are so many credit card offers out there, some people forget to realize that there are ways to save money on gas. A gas rebate credit card generally allows you save about five percent per gallon. This may not sound like a lot but this is five cents per dollar. If gas is at three dollars a gallon, you're saving fifteen cents a gallon! As you can imagine, this can add up quite quickly.

Use your imagination when it comes to saving on gas. Other ways to find out how to save on gas are local gas price wars, where the owners will compete by lowering their gas prices, look for cash only gas stations as these gas stations offer lower prices, and another way is to look for coupons. Yes, gas stations sometimes do offer gas coupons. There are a ton of ways to save on gas and you shouldn't be paying full price for your gas anymore.
Tom Tessin
Tom Tessin is the president of the T2 Web Network, LLC creating websites such as http://www.findcollegecards.com

Monday, November 10, 2008

Save Money on Gas By : Andrea Spenser

Great Gas Mileage: How To Keep Some Of The Money You''re Spending On Gas

With the ever-soaring prices of gas these days, and our ever shrinking wallets, we’re all looking for ways to save money on gas so that we can conserve our own resources, as well as those of the planet. Short of running out to trade in our huge SUVs to purchase new fuel-efficient hybrids, there are some easy and painless ways to make trips to the gas station a bit less frequent and to save money in the process.

Here are seven easy ways to save money on gas, without much effort:

1. Get rid of excess weight in the car. The more weight the engine has to carry, the more fuel it needs to do its job. Don’t carry around extras in your car. The lighter the better.
2. Check tire pressure. Improperly inflated car tires decrease your fuel efficiency. Check your owner’s manual to make sure your tires are properly inflated.
3. Turn your car off when waiting. One minute of idling uses roughly the same amount of gas as it takes to start your car, so if you are going to be waiting more than that, turn the car off.
4. Get regular tune ups and change air filters often. A car that is working in tip-top condition is more efficient and burns less excess gas.
5. When driving on the highway, keep windows closed. The drag created when the windows are open at highway speed can reduce your fuel efficiency by as much as 10%.
6. Carpool when possible. Whether you can find a colleague to commute to work with or a kid on your child’s soccer team that lives nearby, any time you can carpool, you will not only save money, but help the planet as well.
7. Shop around for the lowest gas prices in your area. Check sites like www.gasbuddy.com or www.gaspricewatch.com .

These gas saving tips don't involve a lot of effort. All it takes is a few minor changes in your routine and you'll be keeping more money in your wallet, rather than pouring it into your gas tank!

Article Source: http://articlestoreprint.com


Information about the Author: If you would like to learn more about how to save money on gas, as well as other money-saving tips, visit www.shortcutsleuth.com






Drop Utility And Gas Bills Like A Bad Habit: Over 270 Ways Of Saving Money On Electric, Water And Gas Cost

Drop Utility And Gas Bills Like A Bad Habit: Over 270 Ways Of Saving Money On Electric, Water And Gas Cost


Keith was born in Panama City, Florida, in 1977. For the past 23 years he has lived and raised a family in Shreveport, Louisiana...












Sunday, November 9, 2008

Learning About Budgeting And Money Management Is Vital To Avoid Financial Disasters



By: MIKE SELVON

Anyone who has worried and stressed about their finances has probably also had a lot of concern over doing a good job with the budgeting and money management of their personal affairs. It is important to have good money management skills in this day and age so that you are able to enjoy the many things that life has to offer, rather than constantly worrying that you just don't have enough money to get by.



Learning the ins and outs of personal financial budgeting and management is something that is ideally taught to youngsters at an early age so that they can develop good money management skills right from the start. The later someone begins to take financial management seriously, the more potential there is for them to get into personal money management problems and even into serious financial straits that can be difficult to recover from.



It is always best when children and teens are able to learn about budgeting and money management because this education and turn into a set of money management skills that will be with them for the rest of their lives. When people don't have the chance to learn how to manage credit and their personal finances, they will most likely waste money and burn through it as soon as they earn it, and they may get themselves into debt way over their heads.



There are many people who enter adulthood without having learned about budgeting and personal financial management. They find themselves exhilarated at the money they make at their first full-time job, and often such exhilaration leads to overspending and a lack of preparing for the future, of not being prepared for emergencies and of overusing credit cards and other credit vehicles that can soon lead to serious debt.



If a person sinks deeply into debt when they are still in their twenties, because of immaturity and poor money management abilities, then they can end up spending the next twenty years, or more, trying to dig out of the hole of consumer debt that they put themselves into. Even worse, poor money management and significant debt can also lead to bankruptcy all too easily and this is a blemish on a person's credit record that lingers for over a decade.



The ramifications and consequences of bankruptcy are more than just a matter of clearing away excessive debt and having your credit damaged. There are many other underlying issues that arise and filing for bankruptcy can affect your ability to get a good job, affect the insurance rates you pay, affect the interest rate on a mortgage, auto loan, and other types of loans, and can be an embarrassing thing to have to try to explain every time someone needs to pull your credit report.



The fortunate thing is that people who make the effort to learn about budgeting and money management will stand a good chance of averting personal finance money management disasters, such as bankruptcy. Indeed, it is never too late to start improving financial management in your life, yet starting sooner rather than later is always recommended.

Author Resource:-> Educate yourself about budgeting and money management from Mike Selvon portal. We appreciate your feedback and welcome your comments at our financial money management blog.

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Saturday, November 8, 2008

10 Budget Ideas For Fancy Dress Costumes

If you are looking for a cheap idea for a fancy dress outfit, you should not have to look far. It is simple, painless, and fun to throw together fancy dress costumes even when money is tight and times are hard. With the whole family pulling together to find the best costume, it can come together in a matter of minutes and it can be a fun adventure that your family may repeat for many years to come. So here are some great ideas for cheap fancy dress outfits:

Fancy Dress Costumes - Female

1. Fairy Godmother
Find any party dress from a local thrift store or the back of one’s closet. An inexpensive tiara and wand can be easily purchased at any place that sells costume supplies. Fairy wings can also be added, either purchased or handmade out of cardboard and glittering spray paint.

2. Witch
Witch clothes do not have to be all black! The same party dress can double as a witch costume if a black dress cannot be found. Simply pair with a black, pointed hat and black boots.

3. Mermaid
A girl who owns a single-color leotard can easily be transformed into a mermaid. Over the leotard and tights, loosely wrap green tinted cellophane over the legs. Glue on purchased shells throughout, placing some in the child’s hair as well.

4. Ragdoll
The easiest of all costumes, the most troublesome piece of the ragdoll is the hair. Clothes can be salvaged from the back of the closet or from a thrift store, but the wig should be made from gathering together red yarn, cut short in the front for long bangs. The child’s face should be painted with heavy makeup, resembling that of a clown.

5. Angel

This is a fun outfit for young ladies looking for Christmas fancy dress outfits.
A white dress paired with either a bought or homemade halo and wings (such as those for the fairy godmother) are all that are needed for an angel. To make a halo, use a wire hanger, bent into a circle on one end, wrapped in Christmas tinsel.

Fancy Dress Costumes - Male

1. Pirate
One of the most popular costumes for boys these days is a pirate. Pirate costumes consist of little more than ripped pants, a striped shirt, and a vest. All of these items are easily found at thrift stores. Purchase an eyepatch, a pirate’s hat, and a plastic sword to complete the ensemble.

2. Elvis Presley
The Elvis costume takes a bit of ingenuity. Consider using a jumpsuit, if one can be found, or a pair of pants and shirt that are the same color (black works great). Add a sequined belt - the bigger the better. If your child does not have enough hair to tease into a pompadour, an Elvis wig can be purchased at costume shops.

3. Cowboy
Play cowboy hats are very inexpensive if your child does not already own one. The rest of the outfit can likely be found right in his closet! Use a button down shirt, a vest, a pair of jeans, and some boots for the ensemble. Add a red bandana tied around the neck. For little ones, stick horses can add a lot of fun to the costume.

4. Vampire
A white shirt and black pants are the only clothes required for a vampire. Purchase vampire teeth and the outfit is done! For makeup, use white powder on the face, dark eyeliner around the eyes, and red lipstick. Slick his hair back for added effect.

5. Sports Hero
Most little boys are wild about one sport or another, so finding sports paraphernalia in his closet should not be difficult at all. Simply raid the closet and pull out his favorite jersey or t-shirt and add the matching equipment. This is the least expensive and easiest of all dress costumes!

If you are looking for plus size fancy dress costumes, then why not go as a ghost or the ever popular Father Christmas.






Costume Design in the Movies: An Illustrated Guide to the Work of 158 Great Designers

Costume Design in the Movies: An Illustrated Guide to the Work of 158 Great Designers


Costume Design in the Movies: An Illustrated Guide to the Work of 158 Great Designers