Friday, January 30, 2009

7 steps to fixing a car on a budget

When you’re tight on funds and you really don’t have the money to spend. There are some things that you can have done to your Japanese auction bought car if you have kept your car in good maintenance. Here are seven steps on fixing your car on a budget.

1. Oil change
Having your oil check or change is one of the simplest tasks to be done. You can check the dipstick your self to see if your car needs an oil change or if the oil is below level and if there is any change to the texture or color. It is also better to change oil filter to a cycle of 2 oil changes.

2. Transmission fluid
You are basically doing the same routine except the dipstick would be labeled transmission. When looking at your dipstick make sure there is no chunk or flakes containing metal, if you find any, bring your car to the mechanic.

3. Your Battery
You can do a manual check of your battery by checking the terminals. If you find any rust or corrosion a simple task can be done about it. Make sure first the car is turned off and the battery is disconnected. Take a steal brush and can of coke, pour the coke over the terminals and let it build up. Afterwards start scrubbing, the corrosion should come off. And in turn increase the voltage flow. Battery water level should not be below the lower mark levels.

4. Air filters
Check your air filters, see if they are mostly white or brownish and black. If white then you don’t need to change them if the other then times to get a new one.

5. Radiator
Check your radiator to see if it needs any water, do this before hand of using your car. If you live in colder climates then an anti freeze/water mixer is needed. But, if you live in hot areas then a regular addition of coolant in a plastic bottle named coolant beside the radiator, will protect for over heating.

6. The lights
Make sure all your lights are in working order. Check every one from the back, front, tail lights brake lights turn signal lights and so on. This should be done frequently, because a slight stop of current or overflow of current might cause damage to bulbs.

7. Tires
Check your tires for air and pressure. If your tires seem on the low side, your local gas station should have air pumps to inflate low-pressure tires. Be sure to remove any unwanted sharpnels attached or sticked to your tires.


With these simple yet easy tasks done, you’re sure to save money on maintenance and inspection. Performing routine checks on your car will also save you money by taking care of the problem before it becomes bigger and having you spend more then you should.

It is never a bad idea to ask for a free advice from the top dealers of used cars, Nexuss International.
With these tips, you will surely find your self on the right track to a faultless and safe vehicle. Enjoy you car drive.

Monday, January 19, 2009

How to Prepare a Holiday Feast on a Budget

Submitted by dane
Thu, 4 Dec 2008





The holidays are a time of togetherness, a time for friends and family to catch up and enjoy each others' company. It's no wonder meals are a central focus of the holiday schedule what better way to get people together than over a delicious meal? But preparing the perfect holiday feast doesn't require a major investment. Careful planning and smart shopping can help you put together a memorable family meal without breaking your holiday budget. Here are a few simple tips to get you started.

1. Simplify
There's no need to go over the top when it comes to planning your holiday meal most of the staples (turkey, stuffing, vegetables, pie) are relatively inexpensive, especially when you prepare them yourself. Skip fancy hors doeuvres in favor of seasonal favorites, and complement your main dish with simple sides like fresh green beans or mashed potatoes. Simplifying your menu allows you to prepare a big, delicious meal without overspending.

2. Get everyone involved
The holidays are about spending time together, so why not start in the kitchen? Get friends and family involved in the cooking process, or have them bring something with them a pie, a bottle of wine, or a simple side dish. This will not only alleviate the pressure on you to provide everything, but will also get others involved in the process, making the meal more special. If someone insists on a favorite dish (a specific kind of pie, or their favorite side dish), let them make it. Particularly with children, this tactic allows them to see the amount of work that goes into preparing the meal, and will help them appreciate what it means to sit down as a family over the holidays.

3. Shop smart
Instead of hitting the gourmet market, or head to your local big box store or grocer for the best deals on everything you need for your holiday meal. Discount clubs like Costco or Sam's Club have all kinds of holiday-appropriate goods, from food to spices to decor. Spending your money wisely will help your budget stretch further, keeping you in the black this holiday season. Also, keep in mind that Christmas is just around the corner, so stocking up at a discount or wholesale club may be ever more practical if you can get big ticket items like turkeys or hams in bulk, and save enough for your next holiday meal in the freezer. Not only will this help save money, but it will save a lot of time shopping as well.

4. Embrace the holiday spirit
It's easy to get carried away preparing for a big family holiday, particularly when trying to do it on a budget. But don't let the pressure get to you remember that the holidays are about family togetherness and celebrating friends. At the end of the day, the most important thing is that everyone is able to come together and share a special time with one another. Make that the priority, and little things like fancy appetizers or expensive desserts won't be missed.



About the Author
Escapeso Austin real estate is a small company in central Austin. Their site provides information for buyers interested in Austin real estate along with a search for Austin homes. They has provide statistics on the Round Rock real estate market.

Wednesday, January 7, 2009

Creating a Household Budget is Step One to Finding Financial Freedom

If you were asked the question, "Do you know where all your money goes every month?" How would you answer? What about this question, "Do you have a plan for the future or do you live paycheck to paycheck?" Which way would you answer this question? The fact of the matter is most Americans have no idea where their money goes each month and for them it's a struggle to get to the next paycheck.
If this is you then creating a household budget is the first step to taking back control of your financial situation. A budget shows you exactly what your money is doing, where it is going, and what you can do to make it work for you.

Think about it this way, what does every successful business do that ensures it cash flow is always good? It has a budget that tracks all their income and all their expenses. This gives the business owner the ability to make calculated decisions about their businesses cash flow that helps them grow and prosper. Now ask yourself would you run a business the same way you run your household finances?

A family budget allows you to create a cash flow plan for your money. You can control your spending as well as start setting aside money for savings, future large purchases, and retirement. You will also be able to track your monthly expenses over a long term which will better help you identify and cut expenses that are affecting your bottom line.

The first step to creating a household budget is writing down all your income and all your expenses for one month on a piece of paper. Do be aware that the first time you do this it may not be pretty, but if you stick with it you will be able to refine and perfect your budget. It is important to not miss anything. Go through all your bills, credit card statements, and check book register for one month and write it all down.

The first two or three budgets you create are good practice and will start to bring your household finances into a clearer view. This is the time to really take a look at where your money is going and start making some decisions about where you want your finances to be a year, two years, and ten years from now.

Creating a household budget will allow you to take back control of your money and how it works for you. You will have to have some patience as your new cash flow plan evolves but once you get the hang of it it will become an indispensable financial tool.

To learn more about how to create a household budget please visit the website Household Budgets by clicking here.